3 stars (Could have been better) - - only 16 states allow residents to use Federal exemptions (including Michigan) so they only provide a few measly examples for state exemptions, so if you live in one of the 16 states that allow residents to use Federal exemptions don't expect much from this book - book repeats instructions already on forms over and over; could have eliminated 100 pages at least if they just said follow instructions on forms - if you've read forms, read "Bankruptcy Basics" flyer at Federal website and gotten few few consultations you can skip this book 5 stars (Very Good but look closely.) - A useful guide, as far as I can tell, professional and concise. A possible caution however. The most recent edition as of Nov. '04 is the 11th edition, 2004. I would suggest that you not buy a used copy unless the seller specifies the edition or the publication date. This may not matter very much. Note that the most recent Gilbert bankruptcy law guide and the most recent Nutshell bankruptcy law guide are both 2002 (as far as I can tell). If you're serious about looking into this, you might as well have the sharpest tools you can find. 5 stars (This book saved me attorney's fees! Worth its weight in gold) - I can't say enough wonderful things about this book! 6 months ago I was contemplating bankruptcy. I searched for a book to help me and decided to buy this one. Honestly, I figured I'd read it, be more confused than ever and have to hire an attorney. That's NOT what happened. I took a weekend and studied every page of this book and took notes. I filled out and filed my bankruptcy petition on my own. Today, I attended my creditor's meeting. Now, in just 2 months, I'll receive my discharge. All WITHOUT a lawyer! Filing bankruptcy without a lawyer is more time consuming, but the money saved is worth it. Just take your time and study this book and you'll be fine. Thank you, Nolo. Buying this book was the best thing I've done this year. ... NOLO :: Legal Reference & Law Profession :: Law-Bankruptcy :: Robin Leonard :: Albin Renauer :: Stephen Elias :: :: How to File for Chapter 7 Bankruptcy- 12th Edition
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